What is health and medical insurance plan? What benefits can you get in getting these insurance? Was that helpful and beneficial to us? Those are the questions that we commonly as when we heard of insurance. You may think that your money will just turn into waste. Have you ever thought of getting insurance as well? Let us find out!
Brief history about the medical insurance, in the late 1920s , hospitals begun to offer of what they call “pre-paid basis”. Moreover, later it was being develop by the Blue Cross organization. Predecessor of today’s Health Maintenance Organizations or HMOs originated last 1929 continues to 1930s and during the World War II.
Now, we all have the idea when it was started. We can now say that was legal and has been part of the medical history already. Still there are questions that you have in mind, how will it help you? What benefits will you get and will it be helpful?
Health and medical insurance is important nowadays. It was one of the most beneficial if you are going to the hospitals. Having medical insurance is what we called nowadays a financial protection for medical needs. Insurance includes medical doctors, hospital as well as for the laboratory needed. Have you already covered yourself with medical insurance plan? Quick suggestion if not, you must secure now!
An experienced of having health and medical insurance is that you will be able to cover all your medical events. However, yes, you might going to ask. Why to dream of getting it? Is it a sign that you will became sickly? On the other hand, you may say, that was just for the people who barely needed medical care all the time. That is a big NO! As they say, prevention is better that cure.
Being prepared is better than preventing, especially if it cost you and hamper your cash flow. In fact, having medical insurance plan help you to avoid being bankrupt. In addition, it will provide you financial importance and big advantages of having medical insurance coverage.
Is health and medical insurance only for the person who is ill? What if you are pregnant or child, will you be getting the same benefits? Of course, you will enjoy those benefits. As for example you are pregnant and connected to that is ultrasound. That covers it.
When you are one of the pregnant mom out there and you are somewhat excited to see how will your child look like? You will for sure wanted to have the best ultrasound and if you have medical insurance plan it will covers it. You will be having a sight of how will you child look like.
Not just for pregnant, if there are needed to have laboratory needs for diagnosis, having plan will help you hinder the hesitant of not getting to know your health status. As saying goes by, “Health is wealth”. That is why we need to invest and have a good health. Taking good care of our body is not just an option but that is what we called “lifestyle”.
Accident happen and we know that. That is why we need a medical partner. Yes, still there will be pros and cons about insurance. Nevertheless, having medical insurance means more than just avoiding the flow of your cash. Medical health insurance is a sign of being prepared and alertness when accident happens.
It will allow you to have peace of mind about you and your love ones. As what Thomas Fuller once said, “Health is not valued till sickness comes”. You are the one who can take action, what should you do now? It’s for you to decide.